Student Handbook - Student Health Insurance Overview

ISEP has designed a comprehensive international health insurance program to meet your needs. Follow the directions that you receive with your ISEP acceptance packet to enroll online. You need to include proof of enrollment with the acceptance of your placement. All ISEP students and accompanying dependents are required to enroll in the ISEP insurance program (with some exceptions) as a condition of placement. This requirement will not be waived, even if you are covered under another policy. The basic reasons for this requirement are explained below.

• The only way ISEP can ensure that all students are covered for the full study period abroad is by having them enroll in ISEP health insurance. It is impossible for ISEP to review individual health insurance policies and verify that each student is adequately covered.
• The ISEP health insurance includes benefits that family health insurance may not, such as medical evacuation, repatriation, referral to physicians and hospitals abroad, and emergency assistance.
• Proof of health insurance is required by consulates when applying for visas. Many consulates are familiar with ISEP’s proof of enrollment and readily accept it as fulfillment of this requirement.

You must enroll and pay the premium for the full period of your placement—from the date of your departure to the date of your return, including periods of travel before or after your time at your host institution. If you fail to do so, ISEP will enroll and bill you for the premium plus a penalty fee. The ISEP student health insurance does not cover treatment received in your home country.

For more details on student health insurance, refer to the Health Insurance section of the ISEP website.

EXCEPTIONS TO ISEP HEALTH INSURANCE (NATIONAL HEALTH INSURANCE REQUIREMENT): ISEP students placed in certain countries are required to enroll in the host government-sponsored health insurance. In most of these cases, ISEP waives its health insurance requirement but strongly recommends that students enroll in an insurance plan that covers them until the national health insurance is activated. Additional coverage for medical evacuation and repatriation, as well as benefits while traveling outside of the host country, is recommended. These benefits are all provided under the ISEP student health insurance policy, which you may purchase for periods of travel only or for your entire placement. For more information on national health insurance requirements, please refer to your IIS, online Country Handbook, or the Health Insurance section of the ISEP website.