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ISEP Health Insurance

Questions regarding purchase, enrollment, or cancellation should be addressed to ISEP.

Questions regarding benefits, coverage, and claims should be addressed to the insurance administrator, IEES. Questions regarding assistance services such as medical evacuation, repatriation, and medical referrals outside the USA should be addressed to MEDEX.


Health Insurance -Who Must Enroll and When?


ALL ISEP students must enroll in ISEP Student Health Insurance (some exceptions apply; see below).

You must enroll for the full period of your program, from the date of your departure to the date of your return to your home country, including periods of travel before or after your study abroad program.

Benefits are not provided for treatment received in your home country, so please note that this coverage will not pay benefits before your departure or once you return home. It is necessary for you to arrange other insurance to take effect upon your return home.

Enrollment in this policy is a condition of placement that will not be waived even if you are covered under another policy. It is your responsibility to enroll in the ISEP student health insurance program. However, if you fail to do so, ISEP reserves the right to enroll you for the full period of your program. You will be billed for the premium plus a penalty fee.

If you extend your stay outside your home country through ISEP, you must also extend your insurance coverage by contacting sgross@isep.org. Please note that the monthly rate is subject to change when you extend your coverage.

When you submit your request to extend your placement, please include payment for extending your insurance coverage. Please provide the exact dates of the coverage extension, your credit card number and expiration date, or payment in the form of a bank draft or money order (in U.S. dollars) made payable to "ISEP" for the appropriate amount. Only personal checks drawn on U.S. bank accounts will be accepted.

Exceptions and Important Notes for students going to the following countries:

Special Note for ISEP students studying in the following countries:


• AUSTRALIA

• AUSTRIA

• CANADA
(Brock and Laurentian only)		 • GERMANY

• ICELAND 		• NEW ZEALAND

• SWITZERLAND (Bern only)

The above countries require enrollment in national health insurance plans as a condition of matriculation and are eligible for waivers of the ISEP health insurance policy. In order to ensure that all ISEP students have access to emergency medical assistance and coordination of benefits, medical evacuation and repatriation, the ISEP Board has voted to require that, as of academic year 2008-09, students for whom the regular ISEP policy is waived enroll in a new MEDEX supplemental policy (MER-Medical Evacuation Repatriation) that provides these services at a cost of $7 per month (EU students going to another EU school are exempt from both ISEP insurance program and MEDEX supplemental policy).

For more information regarding national health plans, see the Country Handbooks.

Click on the country names for more information.

Australia

Austria

Canada (Brock or Laurentian)

France

Germany

Iceland

New Zealand

Switzerland

United States

Other Exceptions and Important Notes:

For Students from the EU

Students from Ghana

Students from Universidad Nacional

Fulbright Scholars